Sand & Grass sells and finances its own land directly. Choose a property, clearly understand the terms, and start the process with affordable monthly payments—without relying on bank approval.
An alternative to traditional financing
We sell and finance our properties directly, allowing us to offer a simpler process with fewer intermediaries and terms explained from the very beginning.
Direct Financing
You purchase and finance directly with Sand & Grass, without having to apply for a separate loan from a bank.
No Credit Check
Your credit history or score is not used as the primary factor in deciding whether you can make a purchase.
$0 down payment
You do not need to put down thousands of dollars as a down payment to start the process. Clarification: The document preparation fee is separate from the down payment.
Affordable monthly payments
You can compare properties and select an option with a monthly payment that best fits your budget.
Extended payment terms
The cost of the land can be spread over several years, depending on the terms applicable to each property.
No prepayment penalty
You can make additional principal payments or pay off the land early to reduce interest and complete the payment sooner.
Buy online or at the office
You can complete the process electronically, even if you don't live near El Paso, or handle it in person at their facilities.
Direct contact
You deal directly with the same company that sells and finances the property.
Guidance for first-time buyers
The team explains topics such as location, access, utilities, topographic surveys, restrictions, and financing conditions.
Survey financing
When this option is available, the cost of the land survey may be spread across multiple payments. "Subject to availability."
About Sand & Grass
We don't just sell land; we offer a more accessible and clear path to property ownership.
Buying Process
Our team guides you so that you understand the terms of the property and the financing before signing.
Check the available land in Texas and New Mexico and compare locations, sizes, prices, and features.
Contact our team to confirm availability and answer any questions you have about the land.
Before proceeding, we will explain:
The applicable fee covers the preparation and initial administration of documents such as:
Keep up with the scheduled monthly payments and manage the process according to the terms of the contract.
You can also make additional payments or pay off the balance early without penalty.
Check the available land in Texas and New Mexico and compare locations, sizes, prices, and features.
Explore undeveloped land in Texas and New Mexico and view its features, prices, and financing terms.
View available properties in various areas of Texas, with direct financing and monthly payments.
Explore available land in New Mexico and learn about its conditions, location, and characteristics.
Compare some of our available properties. Final details must be confirmed with an advisor before starting the process.
Property Price: $18950
From: $275/Month
0.25 acres
Property Price: $33470
From: $408/Month
0.27 acres
Property Price: $27470
From: $383/Month
0.25 acres
Property Price: $6950
From: $140/Month
0.23 acres
Property Price: $21470
From: $306/Month
0.26 acres
Property Price: $33470
From: $459/Month
0.52 acres
Property Price: $7950
From: $155/Month
0.50 acres
Property Price: $8470
From: $163/Month
0.14 acres
Clear information from the start
We want you to clearly understand what you are buying, the conditions involved, and the responsibilities you will have before signing.
These are not finished residential properties. Features, access, amenities, and conditions may vary from one property to another.
It should not be assumed that a property has water, electricity, drainage, or other services unless these have been confirmed.
The land cannot be used as a primary residence while under financing.
Any use, construction, or improvement must also comply with:
The down payment is $0, but there is a separate fee for the initial preparation and administration of the documents.
This amount must be clearly explained before the customer proceeds.
Even though a credit score is not the factor used to determine eligibility to purchase, the customer must adhere to all contract payments and terms.
The transaction may include:
Sand & Grass does not promise:
Real Stories
Find out about the experience of people who chose to buy their land directly from Sand & Grass.
Sand & Grass sells and finances its own properties directly. Therefore, you do not need to apply for a separate loan or wait for approval from a banking institution.
We do not use your credit score as the primary factor in deciding whether you can purchase. However, you must meet all payment obligations and conditions set forth in the contract.
The goal is to lower the initial barrier for people who can afford monthly payments but do not have thousands of dollars available upfront.
No. There is a separate fee for the initial preparation and administration of documents. This fee does not count as a down payment toward the land price, unless the contract states otherwise.
The document fee covers the preparation of the contract and the start of the process, but the property is not formally financed until the documents are reviewed and signed.
No. It is undeveloped land and cannot be used as a primary residence while under financing. Any use or improvement must also comply with the contract and applicable regulations.
Not necessarily. Utilities, access, and conditions vary by property. Our team must confirm this information prior to purchase.
Yes. You can make additional principal payments or pay off the balance early without penalty, subject to the terms of the contract.
Yes. The process can be completed electronically or in person at our office.
For certain properties—and when the option is available—the cost of the survey can be spread out over payments. Please confirm this with an advisor.
No. Sand & Grass does not guarantee appreciation, future development, or an increase in value. The decision should be based on the property’s current characteristics and conditions.
Fill out the form, and our team will contact you to find out what type of land you are looking for and show you the available options.
